USDA Loans are Available!

Receive a quote on a USDA loan today.

Buy Your Dream Home Outside City Limits With USDA!

About USDA Home Loans

The United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan, including flexible credit underwriting requirements and no down payment required.


We're here to make the USDA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our USDA Loan Qualifier.


We'll help you clearly see the difference between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a repeat buyer..

The USDA Loan Process

Here's how our home purchase loan process works:

  • Complete our simple home USDA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a USDA Loan?

There are many benefits of a USDA

home loan. One of the biggest benefits

is that no down payment is required.*

Borrowers who qualify for a USDA

home loan have the flexibility to pay

nothing out of pocket for a

down payment.

  • Fixed-Rate Mortgage
  • No Loan Limits
  • Low Mortgage Insurance
  • 30 Year Fixed Rate

Get Your USDA Loan Quote Now!

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Hi, my name is Josh Wheaton. I'm a

Mortgage Advisor with Simplified Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. NMLS #1642158

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