FHA Loans are Available!

Receive a quote on a FHA loan today.

Buy Your Dream Home With Little Money Down With An FHA Loan!

About FHA Home Loans

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially the federal government insures loans for

FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. The FHA program program was created in response to the rash of foreclosures and defaults that happened in 1930's; to provide mortgage lenders with adequate insurance and help stimulate the housing market by making loans accessible and affordable.

We're here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.

We'll help you clearly see the difference between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a repeat buyer.

The FHA Loan Process

Here's how our home purchase loan process works:

  • Complete our simple home FHA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why an FHA Loan?

Home loans provided by the Federal

Housing Administration (FHA) may

make it easier for you to buy a home.

For an FHA loan a down payment of

3.5% is required. Borrowers who cannot

afford a traditional down payment of

20% or are unable to receive approval

for private mortgage insurance may

consider an FHA loan.

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Conforming Loans
  • 3.5% Down Payments
  • Terms of 15-, 20- and 30- years

Get Your FHA Loan Quote Now!

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Hi, my name is Josh Wheaton. I'm a

Mortgage Advisor with Simplified Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. NMLS #1642158

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