Adjustable-Rate Mortgage (ARM) are Available!

Receive a quote on an adjustable-rate mortgage (ARM) today.

Is An Adjustable-Rate Mortgage Right For You?

About Adjustable-Rate Mortgage Options

An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on ARM will change periodically. The initial interest rate of an ARM is lower than that of a fixed-rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings, or the prevailing interest rate for a fixed mortgage is too high.


We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our Adjustable-Rate Mortgage Qualifier.


We'll help you clearly see the difference between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a repeat buyer.

The Adjustable-Rate Mortgage Loan Process

Here's how our home purchase loan process works:

  • Complete our simple home Adjustable-Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

When homeowners get into an adjustable-

rate mortgage for a lower initial payment

and then usually refinance the loan when

the fixed period ends. At that time, the

interest rate becomes variable or

adjustable and the homeowner

may refinance into another adjustable-

rate mortgage, a fixed-rate mortgage

or sell the home.


  • Adjustable-Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA & USDA Loans
  • Terms from 5 to 30 Years

Get Your Adjustable-Rate Mortgage Quote Now!

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Hi, my name is Josh Wheaton. I'm a

Mortgage Advisor with Simplified Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. NMLS #1642158

Contact Us

250 International Pkwy Suite 128

Heathrow, FL 32746


407.739.1597

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